🏠 Home Loan Optimiser
v1
Loan Details
Loan Amount ($)
Interest Rate (%)
Term (years)
Payment Frequency
Monthly
Fortnightly
Weekly
Extra Repayments
Extra Per Period ($)
▼
Offset Account
Starting Offset Balance ($)
Monthly Offset Growth ($)
▼
Lump Sum
Amount ($)
At Period #
Target Payoff
Clear Loan By Year
📊 Recommend Extra Payment
Scheduled Repayment
—
per month
Total Interest
—
over loan life
Payoff
—
years
Interest Saved
—
vs standard loan
📉 Loan Balance Over Time
💰 Cumulative Interest vs Principal
📊 Yearly Principal & Interest
⚡ Balance: With vs Without Extras
🎯 Recommendation:
To clear the loan by year
—
, pay an extra
$
—
per period. This saves
$
—
in interest and pays off the loan in
—
years.