Home Loan Optimiser

See how extra repayments, an offset account, or a lump sum cut your interest and clear the loan sooner

Loan Details

Loan Amount ($)

Annual Rate (%)

Loan Term (years)

Repayment Frequency

Extra Repayment ($/period)

Offset Balance ($)

Lump Sum ($)

Lump Sum at Month

Monthly Repayment

—

base payment

Total Interest (base)

—

without optimisation

Total Interest (optimised)

—

with your strategy

Payoff (base)

—

original term

Payoff (optimised)

—

revised term

Target Year Extra

—

to clear by target

Metric	Base Loan	Optimised	Difference